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6 weeks and up
Curable exclusionary period
Online vet visits
Alternative & homeopathic therapies
Up to 12 weeks
Live chat available
Information last updated November 2021.
With Embrace, alternative therapies are covered for only up to 12 weeks, then the rest is coming out of your pocket.
Embrace only covers up to $1,000 in dental illnesses per year. After that, you’re on your own.
Embrace’s limited sick policy only covers illnesses that are related to the initial injury, so you pay extra for future treatments.
Fetch’s one simple plan covers physical therapy, acupuncture, hydrotherapy and chiropractic care all at no extra charge.
Embrace only covers alternative therapies for 12 weeks. After that, you’ll have to pay for everything out-of-pocket or stop your pet’s treatment.
With Fetch, unexpected illnesses are covered in our one simple plan.
Embrace doesn’t cover any illness that develops from injury. For example, if your pet gets a scratch that develops an infection — you won’t be covered unless you pay extra.
Fetch covers all of your pet’s teeth (every adult tooth — not just the canines) from accidents, illnesses, injuries and diseases, up to your annual limit.
Embrace only covers up to $1,000 in dental illnesses per year. If your pet requires costly dental surgery, you could be on the hook for an expensive vet bill.
According to American Veterinary Dental College, almost one-third (20-27%) of canine patients have fractured teeth, and in cats, resorptive lesions can be as high as 68% prevalence — Embrace's coverage won’t protect your pets from all of these conditions.Get your priceGet your price
Should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.
Embrace doesn’t cover boarding fees, so if you’re ever hospitalized, you’ll need to pay someone else to take care of your pet.
Risk-free cancellation terms vary by state.
Up to 10% partner discount. Subject to approval. Partner discount not available in FL, HI, TN. Renewals are not eligible for this promotion. Not valid with any other offer. This offer is subject to change at any time without notice. All coverage and limit options may not be available to all customers and are subject to underwriting approval. Exam fees based on average costs. Televet currently not available in NY, NJ and Canada.
Policies become effective at 12:01 a.m. the day after activation. Waiting periods apply. Pre-existing conditions, including those where clinical signs are present prior to the effective date of the policy or during the waiting period, are excluded from coverage.
Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2020 through 12/31/2020 and all available limit combinations.
Most comprehensive according to Consumer’s Advocate as of January 2021, based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers. Consumer Advocate is a Fetch Partner.
Best pet insurance according to Consumer Voice February 2021.
The Dodo is the #1 animal brand globally on social according to Tubular as of January 2021.
Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch by The Dodo Fetch by The Dodo, LLC in Michigan & New Mexico, and Fetch by The Dodo Insurance Services, LLC in California) and underwritten by XL Specialty Insurance Company, a Delaware Corporation or AXIS Insurance Company, an Illinois Corporation, in the U.S. and XL Specialty Insurance Company - Canadian Branch or AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit FetchPet.com. ©2021 Fetch, Inc. Information accurate as of December 2021.
This product information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable insurance policy for specific terms, conditions, limits, limitations and exclusions to coverage. Not all coverages or options stated above may apply to each policyholder. The coverage for each policyholder will be governed by the terms and conditions of the applicable policy.
All coverage and limit options may not be available to all customers and are subject to underwriting approval.
Long live love is a service mark of Fetch, Inc.