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Fetch by The Dodo vs. Embrace
pet insurance

Embrace’s limited coverage will make you pay more out of pocket.

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Fetch’s policies are clear and transparent

We’ve always provided our pet parents and their 250,000+ pets with easy-to-understand policies and the most comprehensive coverage. We've developed tools to help you make sure your pet is happy, healthy and living their best life.

How do Fetch and Embrace stack up?

Fetch
Embrace
Policy Details

Age limits

6 weeks and up

6 weeks

Enrollment fee

$0

$25

Curable exclusionary period

12 months

12 months

Coverage

Online vet visits

Comprehensive dental

Alternative & homeopathic therapies

Up to 12 weeks

Customer Service

Live chat available

Dedicated app

Information last updated November 2021.

With Fetch, you don’t have to worry about limited coverage

With Embrace, alternative therapies are covered for only up to 12 weeks, then the rest is coming out of your pocket.

Embrace only covers up to $1,000 in dental illnesses per year. After that, you’re on your own.

Embrace’s limited sick policy only covers illnesses that are related to the initial injury, so you pay extra for future treatments.

Embrace’s holistic coverage doesn’t last

Fetch’s one simple plan covers physical therapy, acupuncture, hydrotherapy and chiropractic care all at no extra charge.

Embrace only covers alternative therapies for 12 weeks. After that, you’ll have to pay for everything out-of-pocket or stop your pet’s treatment.

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When it comes to unexpected illnesses, Fetch has you covered

With Fetch, unexpected illnesses are covered in our one simple plan.

Embrace doesn’t cover any illness that develops from injury. For example, if your pet gets a scratch that develops an infection — you won’t be covered unless you pay extra.

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Embrace doesn’t cover every tooth. Fetch does.

Fetch covers all of your pet’s teeth (every adult tooth — not just the canines) from accidents, illnesses, injuries and diseases, up to your annual limit.

Embrace only covers up to $1,000 in dental illnesses per year. If your pet requires costly dental surgery, you could be on the hook for an expensive vet bill.

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Embrace doesn’t cover older pets.
Fetch does.

Older dogs need a lot of care. Fetch offers comprehensive injury and illness coverage for pets of all ages, 6 weeks and older.

Embrace removes illness coverage from your policy when your pet turns 15.

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Fetch has your back if you're hospitalized

Should you require hospitalization for 4 days or more, we’ll cover up to $1,000 of your pet’s boarding fees.

Embrace doesn’t cover boarding fees, so if you’re ever hospitalized, you’ll need to pay someone else to take care of your pet.

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Fetch is clearly the better choice for you and your pet

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