Fetch works exclusively in the pet industry and protects over 250,000 pets with the most comprehensive coverage.
No upper age limits
Curable exclusionary period
Sick visit exam fees
Alternative & homeopathic therapies
Live chat available
Information last updated November 2021.
The complete sick visit, including exam fees — saving you on average $50-$250 per appointment. Lemonade doesn’t cover this.
Up to $1,000 in virtual vet visits (video chat, call or text). Lemonade can’t offer you that.
Up to $1,000 in behavioral therapy and medicine, unlike Lemonade.
Up to $1,000 in boarding fees should you require hospitalization for 4 days or more. Lemonade doesn’t do that.
Fetch covers cats, dogs and pet parents in all 50 states and Canada. No matter where you live, travel or move to in the US — we have you covered.
Lemonade is not available in 16 states or Canada. If you move to one of these places, your policy will be cancelled, you’ll have to find a new provider and anything your pet’s been treated for will be considered a pre-existing condition, which other providers won't cover.
Fetch protects all of your pet’s teeth (every adult tooth — not just the canines) from accidents, illnesses, injuries and diseases, with no broad condition exclusions.
Lemonade’s limited coverage only includes the extraction and reconstruction of damaged teeth caused by an accident.
According to American Veterinary Dental College, almost one-third (20-27%) of canine patients have fractured teeth, and in cats, resorptive lesions can be as high as 68% prevalence — Lemonade’s coverage won’t protect your pets from all of these conditions.Get your priceGet your price
Fetch protects your pet against accidents and illnesses with one simple, comprehensive plan that’s easy to understand.
Lemonade’s complicated policies confused our insurance experts. Not even they could tell what was covered and what wasn’t.
With Fetch, your pet’s claim will never be delayed by other people’s damaged or stolen property claims. We only care about your best friend’s health.
Lemonade specializes in homeowner and renter insurance. Bundling your pet insurance policy may seem convenient, but it results in worse coverage for your best friend.
Risk-free cancellation terms vary by state.
Up to 10% partner discount. Subject to approval. Partner discount not available in FL, HI, TN. Renewals are not eligible for this promotion. Not valid with any other offer. This offer is subject to change at any time without notice. All coverage and limit options may not be available to all customers and are subject to underwriting approval. Exam fees based on average costs. Televet currently not available in NY, NJ and Canada.
Policies become effective at 12:01 a.m. the day after activation. Waiting periods apply. Pre-existing conditions, including those where clinical signs are present prior to the effective date of the policy or during the waiting period, are excluded from coverage.
Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2020 through 12/31/2020 and all available limit combinations.
Most comprehensive according to Consumer’s Advocate as of January 2021, based on a comparison of injury and illness coverage between Fetch and North American pet insurance providers. Consumer Advocate is a Fetch Partner.
Best pet insurance according to Consumer Voice February 2021.
The Dodo is the #1 animal brand globally on social according to Tubular as of January 2021.
Fetch insurance policies are administered by Fetch Insurance Services, LLC (d/b/a Fetch by The Dodo Fetch by The Dodo, LLC in Michigan & New Mexico, and Fetch by The Dodo Insurance Services, LLC in California) and underwritten by XL Specialty Insurance Company, a Delaware Corporation or AXIS Insurance Company, an Illinois Corporation, in the U.S. and XL Specialty Insurance Company - Canadian Branch or AXIS Reinsurance Company (Canadian Branch) in Canada. For more information, visit FetchPet.com. ©2021 Fetch, Inc. Information accurate as of December 2021.
This product information is for descriptive purposes only and does not provide a complete summary of coverage. Consult the applicable insurance policy for specific terms, conditions, limits, limitations and exclusions to coverage. Not all coverages or options stated above may apply to each policyholder. The coverage for each policyholder will be governed by the terms and conditions of the applicable policy.
All coverage and limit options may not be available to all customers and are subject to underwriting approval.
Long live love is a service mark of Fetch, Inc.