Is pet insurance effective immediately?
As is standard with all pet insurance providers, there is a waiting period before your policy takes effect. It’s legally mandated and varies state by state and condition by condition. With Fetch by The Dodo pet insurance, how long your illness coverage and injury coverage kicks in can vary, but the most you’ll have to wait before that coverage takes effect is 15 days. For knee and hip issues, the waiting period is 6 months. The knee, CII (cartilage type II) and ACL waiting period is 6 months. And the curable exclusionary period is 12 months. You can bypass the waiting periods for knee and hip issues by having your vet examine them.